Free Budget Starter Kit
Find Out Where Your Paycheck Goes
Three worksheets to spot your lifestyle leak, build a budget that survives payday, and start saving for real.
What's inside the kit
The Lifestyle Leak Audit
Find the subscriptions and small buys quietly draining your account.
The 3 Bucket Budget Split
Split every paycheck into needs, wants, and future you before it disappears.
The 4 Week Savings Tracker
A simple grid that makes your progress impossible to ignore.
I'm not a financial advisor. I'm barely qualified to advise myself. But these three things actually work, so I put them in one place.
The Raccoon